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    Tel: (01482) 778753 Email:

    07 February 2016



    With loans from £100 to £15,000, we can offer rates from 4% APR.  

    Unlike other lenders our rates are capped at 42.6% APR.


    The rate that we will offer you will depend on the amount that you are applying for, your credit history and whether you are willing to pledge any savings.



    Browse our loans to see which one will suit you!



    Looking for a loan between £100 and £15,000 with a fair rate?

    Our Credit Union Loan is the one for you.


    Need quick funds, but don't want to dip into your savings? Agree to leave savings in your account and we'll offer you the equal amount on loan (from £1,000+)!

    Read more about our Matched Loan.

    Planning to start your own business, or been running one for under two years?

    Our Business Start-Up Loan could be just what you need!






    Reasons why a loan from the Credit Union makes sense:


    • Repayment terms up to five years
    • Interest is charged on the reducing balance of the loan - not front-loaded
    • No penalties if you decide to pay off your loan early
    • If employed, repay your loan straight from your wages if your employer offers our Payroll Deduction facility.



    All loans provided by HEYCU are subject to status and our lending policy.  The Credit Union reserves the right to decline any application or offer a loan that differs from those advertised. Here is a guide to how we use Credit Reference Agencies to help us make decisions on loans: Condensed Guide to CRAs and FPAs
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