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    Tel: (01482) 778753 Email:

    05 October 2015


    With loans from £100 to £15,000, we can offer rates from 4% APR


    Unlike other lenders our rates are capped at 42.6% APR.


    The rate that we will offer you will depend on the amount that you are applying for, your credit history and whether you are willing to pledge any savings.




    Browse our different loans to see which one will suit you:


    Looking for a smaller loan (up to £600) that is many times cheaper than a typical doorstep lender or High Street credit shop?

    Our Freedom Loan is the one for you.

    Are you planning a “dream project” and interested in a quick mid-range Loan (up to £10,000) with lower repayments than your bank would typically offer?

    Our Dream Loan could be just what you are looking for.

    Would you like access to an even better rate (up to £15,000) for being a regular saver, with plans to keep on saving alongside your repayments?

    Have a good look at our Saver Loan.

    Need quick funds, but don't want to dip into your savings? Agree to leave savings in your account and we'll offer you the equal amount on loan (from £1,000+)!

    Read more about our Matched Loan.

    Planning to start your own business, or been running one for under two years?

    Our Business Start-Up Loan could be just what you need!


    All loans provided by HEYCU are subject to status and our lending policy.  The Credit Union reserves the right to decline any application or offer a loan that differs from those advertised. Here is a guide to how we use Credit Reference Agencies to help us make decisions on loans: Condensed Guide to CRAs and FPAs
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