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    27 May 2015


    We focus on what people can afford, putting our members in control of their finances.

    With loans from £100 to £15,000, we can offer rates from 4% to 42.6% APR.


    Our lowest rate competes with the banks and our highest rate is many times lower than payday lenders.


    Are you planning a “dream project” and interested in a quick mid-range Loan (£2,000 to £10,000) with lower repayments than your bank would typically offer?

    Our Dream Loan could be just what you are looking for.


    Need quick funds, but don't want to dip into your savings? Agree to leave savings in your account and we'll offer you the equal amount on loan (from £1,000+)!

    Read more about our Matched Loan.


    Would you like access to an even better rate (up to £15,000) for being a regular saver, with plans to keep on saving alongside your repayments?

    Have a good look at our Saver Loan.


    Looking for a smaller loan (up to £600) that is many times cheaper than a typical doorstep lender or High Street credit shop?

    Our Freedom Loan is the one for you.



    Use our calculator to see what you could be paying back!



    All loans provided by HEYCU are subject to status and our lending policy.  The Credit Union reserves the right to decline any application or offer a loan that differs from those advertised. Here is a guide to how we use Credit Reference Agencies to help us make decisions on loans: Condensed Guide to CRAs and FPAs
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