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    Tel: (01482) 778753 Email:

    28 October 2016

    With loans from £100 to £15,000, we can offer very competitive rates.

    Unlike other lenders our rates are capped at 3 per cent per month.

    The rate that we will offer you will depend on the amount that you are applying for, your credit history and whether you are willing to pledge any savings.

    Introductory Loans: Not built up any savings with us yet? No problem. New members can apply instantly for an introductory loan of up to £4,000, repayable over two years, as soon as they have become a member.

    With a Credit Union Loan there are no hidden set up fees and if you decide to repay your loan early there are no penalties and no extra charges.

    Browse our loans to see which one will suit you!

    Looking for a loan between £100 and £15,000 with a fair rate?

    Our Credit Union Loan is the one for you.

    Need quick funds, but don't want to dip into your savings? Agree to leave savings in your account and we'll offer you the equal amount on loan (from £1,000+)!

    Read more about our Matched Loan.

    Reasons why a loan from the Credit Union makes sense:

    • Repayment terms up to five years
    • Interest is charged on the reducing balance of the loan - not front-loaded
    • No penalties and no extra interest charges if you decide to pay off your loan early
    • You don't have to bank with us to get a Credit Union Loan
    • If employed, repay your loan straight from your wages if your employer offers our Payroll Deduction facility.

    All loans provided by HEYCU are subject to status and our lending policy. The Credit Union reserves the right to decline any application or offer a loan that differs from those advertised. Here is a guide to how we use Credit Reference Agencies to help us make decisions on loans: Condensed Guide to CRAs and FPAs
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